About Us

Finbond Group Limited is a leading North-American and South African Financial Services institution that specializes in the design and delivery of unique value and solution based savings, credit and insurance solutions tailored around depositor and borrower requirements rather than institutionalized policies and practices.

Finbond conducts its business through Finbond’s two divisions focussed on:

  • Micro Credit Products and
  • Investment and Savings Products

Micro Credit Products are offered to the under-banked and underserved market actively seeking credit solutions but remaining largely unattended and underserviced due to the traditional banks’ concentration on the higher income brackets of the population.

During the past financial year Finbond increased its overall branch network to 550 branches.

In South Africa Finbond operates through its 379 branches of which 140 are located in Gauteng, North West, Limpopo and Mpumalanga, 62 in Kwazulu Natal, 68 in the Western Cape, 51 in the Eastern Cape and 58 in the Free State and Northern Cape. As part of our client-centric focus we ensured that our distribution channels reflect the demographics of our clients.

In the United States of America and Canada Finbond has 171 branches of which 35 are located in California, 42 are located in Louisiana, 40 are located in Illinois, 5 are located in Indiana, 2 are located in Florida, 1 is located in Ohio, 14 are located in Missouri, 6 are located in Ontario, 1 is located in Michigan, 2 are located in Mississippi, 8 are located in Alabama, 7 are located in Wisconsin and 8 are located in South Carolina.

Investment and Savings products, that offer a superior above average rate of return, are offered nationally to investors and pensioners looking for guaranteed higher fixed income in the current environment of depressed yields. Finbond’s strategy is to stimulate savings through offering superior investment and savings solutions by providing client shareholders with better interest rates, better products and better service

Finbond commenced trading in 2003, was listed on the Johannesburg Stock Exchange in 2007 and received its Mutual Banking license from the South African Reserve Bank in 2012 and expanded operations to the USA and Canada in 2016

Finbond’s management team have a long and successful track record within the banking, micro finance and financial services sectors. This, combined with well-developed systems, unique branded product offerings, advanced information technology and a well-trained staff compliment, provide Finbond with a sound platform for future growth.